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Guide to Getting a U.S Visa Gift Card online (Applications in United state )

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The card is loaded with a reasonable amount of fun.  And it  can be use for multiple purchases, for as long as the the card still retain value.

Get a visa gift card, it is an excellent option for  shopping online, the card is a a non-reloadable, prepaid debit card, welcomed everywhere .

The card is loaded with a reasonable amount of fun.  And it  can be use for multiple purchases, for as long as the the card still retain value.

This card are given as a gift and you can use them in any online  store for example visa debit and credit card.

  what you need to know before giving and receiving a visa Gift card 

  • when giving a visa card as a gift you to ,provide the recipient with all the materials you received with the card upon purchase including the terms and condition for  use.
  • if you are giving the card to a young parson, who has little card-use experience, is will be necessary to review the material together.

How to activate your Visa Gift card

The activation process is determined by the provider of your card, so you will need to follow the instructions provided with your card.

Many Visa Gift cards are activated automatically upon purchase and may be used immediately.

However, some Visa Gift cards must be activated by the recipient before they can be used.

Be sure to sign in the designated area on the back before making your first purchase. Try also to  apply for the latest online visa registration  

 What to do if the visa Gift card is lost or stolen

understand that the visa card comes with a protection and security features which make it possible for the  visa card to be replaced if stolen or lost.  the following are what to do :

  • Report a lost or stolen card immediately to the provider that issued the card. To do so, call the toll-free number listed on the back of the card or in the card documentation.
  • The financial institution will need the Visa Gift card number to cancel the card and issue a replacement, so keep a separate record of the card number in a safe place. Refer to the materials you received with your card for details.
  • You will need to provide the lost or stolen Visa Gift card number for it to be cancelled and a replacement issued.
  • Be sure to write down your card number and keep it in safe place in the event that your card is ever lost or stolen.
  • To guard against unauthorized use, be sure to sign the back of your Visa Gift card. You will be asked to sign a purchase receipt when using the card for payment.

How to know the value of your Visa Gift card 

The gift card materials provides important information including the terms and conditions for using your card.

if the gift  card does not come with this materials  you should contact the financial institution that issued the card. now you have to do the following:

  • You can check your card balance any time, online or by phone. Refer to the back of your card or the card materials that accompanied your card for the contact information of the financial institution that issued your card.
  • It is important to know the remaining balance before making a purchase, as making a purchase for an amount greater than your balance could result in a denied transaction.
  • When making a purchase, be sure to record the amount and make note of your new balance.
  • If your card has expired and there is a remaining balance of funds on the card, you may wish to receive a new card. Some issuers also offer the ability to receive remaining funds via cheque. If you have a balance on your expired card, contact the financial institution that issued your card or refer to your cardholder material to learn how to order a new card or a cheque. Issuers may charge a fee for this service, You may also like to apply for Australia visitors visa

The Visa  Gift Card fees 

Companies that sell Visa gift cards, on the other hand, are in the business of making money directly from the card itself,

And because they can’t mark up the price of the gift card.  they charge activation fees to cover product costs.

The Visa Gift card fees  is  based on the gift card’s value. see the, following :

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  • Gift card values from $10.00 to $74.99 have a $2.95 fee.
  • Gift card values from $75.00 to $149.99 have a $3.95 fee.
  • Values from $150 to $249.99 have a $4.95 fee.
  • Gift card values from $250.00 to $349.99 have a $5.95 fee.
  • Gift card values from $350.00 to $500.00 have a $6.95 fee.

Where to buy a visa gift card 

Visa gift cards can be purchased in many denominations at convenience stores, gas stations, grocery stores or drug stores. They can also be purchased online or in select banks. Looking for a gift card without a fee? Take your pick with a selection of popular brands through Gift Card Granny; choose between restaurants, groceries, gas and more. You may like to apply for Canada  visa 

Gift card validity

If your gift card states Valid only in the United States on the front, your issuer has issued a Domestic Use Only card.

Although your gift card will not be accepted at locations outside of the United States, it’s welcome at millions of locations within the U.S. where Visa Debit cards are accepted.

Also Under federal law, gift card funds must be good for at least five years

And depending on the state you purchased the card in, you may actually have more time than that.

Check with the gift card’s issuer for more details

You can convert a visa gift Card to cash 

The following are the ways:

  • Use the Visa Gift Card to Pay Your Bills
  • Sell the Gift Cards
  • Buy Money Orders
  • Emergency Disposal Options
  • Trade-in Your Card at a Gift Card Exchange Kiosk
  • Give out the Visa Gift Card as a Gift
  • Jour Cards Store
  • Buying Products to Resell

Difficulties in changing your mind over a purchase 

If a merchant cancels a purchase transaction for you, it may take three to seven business days for the cancellation to show up on your Visa Gift card record and for the funds to be credited to your card and available for use. Check the balance on your card, either online or by phone, to see when your cancelled purchase transaction has been processed. Refer to the back of your card for the web site address/phone number of the financial institution that issued your card.

Some of the problems of a Visa Gift card and how to solve them.

sometimes the card may decline because of the following:

  • Your card may have expired. Check the expiry date printed on the front of your card. (It’s important to note that while your card may have expired, the funds remaining on the card do not expire. If you have a balance on your expired card, contact the financial institution that issued your card or refer to your cardholder material to learn how to order a new card. Issuers may charge a fee for this service.) In this case, let the merchant know how much remaining balance you have on your card. The merchant may split the transaction and allow you to pay for part of your purchase with the Gift card, and then the remaining part of your purchase with another form of payment, such as a credit, debit or cash.
  • Your remaining card balance may be less than the value of the item you wish to purchase.
  • Merchants who only possess a manual imprint machine cannot accept Gift cards which have the phrase “ELECTRONIC USE ONLY” printed on the front of the card.
  • Some internet merchants use fraud protection software that may decline a Gift card purchase transaction.
  • Your card may not be activated or registered yet. Follow the activation and registration instructions that came with the card, or contact the card issuer.

Summary:

A Visa gift card thoughtful gifts anyone can enjoy. Once it’s activated, the card works just like cash.

The cardholder can use it to shop or make a one-time bill payment anywhere that accepts Visa for as long as a balance remains.

Meanwhile, there are still; on Going American Visa Sponsorship Programs which you and Apply and secure a dream of working or studying or living Abroad under Full Visa Sponsorship Programs Free of cost.

The gift cards are available at banks and retail stores. To register your card please click on this LINK

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